Request for Reconsideration
Form SSA-561
A Request for Reconsideration is a challenge to the existence or amount of an overpayment. A Request must be filed within 60 days of receipt of the overpayment notice.
Waiver of Overpayment
Form SSA-632
With a Waiver, you are asking Social Security to waive the overpayment because 1) you are not at fault, AND 2) you cannot afford to repay the overpaid funds. A Waiver can be submitted anytime.
Payment Plan
Form SSA-634
You can use this form to request a lower monthly repayment amount.